AI-powered fraud doesn’t break into your systems. It walks through your approval chain.
We help you close the Gaps Before the money moves.
At Executive Risk Review, we specialize in identifying the hidden vulnerabilities in your organizational workflow — the exact "blind spots" attackers exploit to impersonate executives and intercept financial transactions.
We stop fraud at the source by helping you secure your processes before the first dollar leaves your account.
No IT access required. No lengthy implementation. Actionable findings delivered in days.
The pattern is always the same: authority + urgency = money moved.
Who We Help
If You Approve Payments, Your Authority Is Being Weaponized
Fraudsters don't hack your systems—they impersonate you. If you've ever said 'just get it done, I'm in a meeting'—you're a target.
CFOs & Controllers
Who approve wires, ACH batches, and vendor payments
CEOs & Founders
Whose authority is being cloned and weaponized by fraudsters
Operations Leaders
Managing payment execution across distributed teams
Wealth Managers & RIAs
Protecting client account transfers from identity takeover
What We Do
We Map Your Vulnerabilities and Deliver Controls Your Team Can Enforce Immediately
We map your payment approval workflows, identify impersonation vulnerabilities, and deliver written controls—no technology installation required.
Monthly Deliverables
1. Executive Risk Review
A 1-page scored summary of your approval-chain gaps, payment instruction risks, and executive impersonation entry points—prioritized by likelihood and impact.
2. Payment Instruction Firewall
A written SOP with clear stop-rules for payee changes, urgent approvals, and 'CEO said so' requests. Your team knows exactly when to pause and verify.
3. Impersonation Surface Sweep
We map domain look-alikes and email spoofing exposure, then test your controls with a realistic scenario.
Practical written controls your team implements themselves
Monthly reviews—not a one-time audit that goes stale
Human-factor specialists focused on approval process gaps
Process
From Intake to Protection in 7 Business Days
Total time from your team: 30 minutes per month.
01
Week 1: Pre-Review Questionnaire Intake (5 min)
We map your business type, approval structure, and highest-risk payment workflows. Just answer some basic questions and return them to us. No credentials or system access required.
02
Week 2: Workflow Analysis
We trace how payment requests move through your organization and identify the exact points where impersonation can succeed.
03
Ongoing: Monthly Risk Reviews are available
Fresh analysis, updated firewall rules, and a SOPs to keep your controls current as threats evolve.
New service. Related expertise. Transparent positioning. Founder pricing now. Rates will increase in April.
What I Bring
43 years advising companies on international business, strategy, and trade execution
Facilitated $Billions+ in cross-border equipment sales (1990s)
Advisory work with AT&T, IBM, World Bank, ICBC, Honda, Starbucks, Yum Brands
Granted US patent on identity-verified payment systems
Deep research into 140+ AI impersonation fraud cases (2024–2026)
What I Don't Bring
Cybersecurity implementation experience
Prior fraud investigation work
IT forensic consulting background
Why That's Enough
The companies losing millions to deepfake fraud don't have a hacking problem—they have a workflow problem. After 43 years watching how international business decisions get made under pressure, I recognize exactly how AI exploits those patterns.
Performance Guarantee
First Risk Review identifies minimum 2 vulnerabilities, or full refund.
No credentials required. No bank access. All engagements confidential.
Ongoing Protection
Executive Risk Review Watch
$195/month
Continue to fortify your defenses against evolving AI fraud. Our ongoing coverage provides periodic refreshes as your workflows, staff, vendors, and the threat landscape change, ensuring your controls remain effective.
Bill helps finance teams close payment workflow gaps that AI impersonation exploits. He works directly with CFOs, controllers, and operations leaders at companies moving $50M+ annually.
Background
Former advisor to World Bank, U.S. Dept. of Commerce, Government of Poland
Past consultancy: Swiss Bank, ICBC, IBM, AT&T, Starbucks
35 years architecting secure payment systems for global institutions
The impersonation techniques and payment manipulation patterns we review are drawn from real-world loss events—the kind companies don't publicize. All engagements conducted under strict confidentiality.
These are the exact scenarios your payment approval process needs to be hardened against.
Urgent Wire via Executive Impersonation
AI-cloned voice or spoofed email from 'the CEO' requests an emergency wire transfer, bypassing normal approval chains.
Vendor 'New Bank Details' Fraud
Fraudster impersonates a trusted vendor, submits new ACH routing information, and intercepts your next payment.
Client Identity Takeover
Spoofed client communications trigger unauthorized transfers—especially common in wealth management and RIA firms.
Fake Compliance Escalation
A fabricated regulatory notice creates false urgency, pressuring staff to bypass normal controls immediately.
Trust & Security
How We Help You Protect Your Confidentiality
We understand that engaging an outside firm requires trust. Here is exactly what we do—and don't do.
We Never:
Request passwords or system credentials
Access your banking platforms or financial systems
Contact your vendors on your behalf
Request funds movement via email—ever
We Always:
Work under strict confidentiality agreements
Provide written, actionable deliverables only
Maintain professional liability insurance
Conduct all engagements through secure channels
FAQ
Frequently Asked Questions
How is this different from cybersecurity consulting?
We focus specifically on payment workflow vulnerabilities and human-factor controls. We don't install technology or configure systems—we identify where your approval processes can be manipulated and provide written rules to help you prevent it.
Do you need access to our banking systems?
No. We never request credentials, banking access, or system logins of any kind.
What if our workflows change?
Monthly reviews ensure your controls stay current as your business evolves. That's the entire point of an ongoing engagement.
How long does implementation take?
Most teams implement the Payment Instruction SOP within 24–48 hours. It's a written procedure, not a technology deployment.
Can we cancel?
Yes, anytime. No long-term contracts, no cancellation fees.
Get Started
Three Steps to Protection
01
Step 1: Complete Pre-Review Intake (15 minutes)
A simple questionnaire about your business, money movement, and approval processes. No passwords. No sensitive data. Just workflow information.
02
Step 2: Receive Your First Risk Review (within 7 Business Days)
Scored vulnerabilities, prioritized fixes, and a written SOP your team can implement immediately.